NON LIFE INSURANCE

By: UNITED PHOENIX INSURANCE SERVICES  05/15/2012
Keywords: Insurance Agency

Marine Insurance Marine Cargo Insurance covers losses of cargoes being transported either by air, land or sea, subject to the limits, conditions and warranties of the contract Kinds of Marine Cargo Insurance According to Risk Area Ocean Marine Cargo This kind of insurance is used for cargoes transported by a vessel or ship which navigates beyond the territorial limits of one country from which goods originate for transport to another country Inter-Island Marine Cargo Insurance This is an insurance covering cargoes for transport or conveyance by vessel or Ship from one port to another within the territorial limits of a country Inland Marine Cargo Insurance Insurance for cargoes transported within the island via roads and railways using Motorized vehicles Information Requirements for Ocean and Inter-Island Marine Insurance  Owners of goods and address  Description of specific goods and quantity  Mode of Packing  Name of carrying conveyance  Origin and destination of goods  Consignee or supplier Information Requirements for Inland Marine Cargo Insurance  Name of Assured  Address of the Assured  Type of goods/cargo  Origin and destination of goods (Territorial limit)  Description of conveyance/vehicle Hull Insurance Hull Insurance is the insurance being afforded on the ship or vessel including its machinery and equipment Motorcar Insurance Standard Insurance provides the following types of motorcar insurance policies:  Private Car (PC)  Commercial Vehicle (CV)  Motorcycle (MCY)  Motor Trade (MT)  Land Transportation (LTO) The Standard Motorcar Insurance gives you more reasons to drive with ease and peace of mind with the following coverages: Own Damage Coverage against damages to the property insured arising from accidental collision, overturning, falling, fire and malicious acts of third party. Theft Coverage required by the law that protects the assured against liability for death of or bodily injury to third party arising from an accident involving the insured vehicle, subject to the schedule of indemnities incorporated in the policy. Compulsory Third Party Liability (CTPL) Coverage required by the law that protects the assured against liability for death of or bodily injury to third party arising from an accident involving the insured vehicle, subject to the schedule of indemnities incorporated in the policy. Excess Bodily Injury (EBI) Voluntary coverage answers for indemnities beyond the limit set forth under CTPL coverage. Third Party Property Damage (TPPD) Voluntary coverage against liability for damage to third party property arising from accident caused by the insured vehicle. PA Rider This is a voluntary coverage that financially protects the passengers against injury or death arising from car accident. Value-Added Services  Free Accident Coverage (PA) Free P.A. Coverage for the family. This includes five (5) members of your family for P10,000 each.  Free Roadside Assistance Program You will be provided with towing and other services in cases of accidents or vehicle breakdown  Automatic Technical Assistance A group of auto-experts will assist you in assessing the extent of damages of your car in case of accident  Casa Repair Because of our extensive tie-ups with Car Dealers nationwide, we provide automatic 5-star motorshop repair for cars 12 years old and below

Keywords: Insurance Agency

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